Hi, there. My name is Carol Ballenger, and I'm one of the rare folks who grew up in Nashville, TN. After graduating from Vanderbilt University in the 80's, my first job was at Life and Casualty Insurance Company in downtown Nashville. Nashville has changed a lot since those days! When my husband and I started our family, I stepped away from corporate employment in favor of a smaller and more family-friendly environment. Over the years, I've held various positions but have always loved the challenge of learning new things and staying on top of industry trends. As a broker, I can show you a wide range of choices and discuss the advantages of each. Insurance is not "one-size-fits-all" and I recommend you steer clear of anyone stating that their plan is the best. Let me know if you want some straight talk -- I'd be happy to help you wade through your decisions.